Most consumer lenders won't finance firearm purchases. Instead, we offer a straightforward in-house layaway plan — no credit check, no interest.
Put down a deposit to lock in your price and hold an item, then pay it off over time. Once it's paid in full, it ships to your FFL like any standard order. No interest, no credit check — ever.
• Available on items $300 and up. Ammunition and consumables aren't eligible.
• Missed a payment? We'll always reach out first — plans are only canceled after 14 days of no contact.
• Canceled plans are refunded minus a $15 restocking fee, refunded to your original payment method.
• Custom builds require a 25% down payment due to sourcing costs.
Estimate only — 0% interest, no credit check. Final plan confirmed by our team.